Financial Wellbeing

You will only have peace in your life thru being strong

You need to remember that you will only have peace in your life thru being strong, and that includes your financial well being.

There is no such thing anymore as a job for life, and you cannot rely on the state to support you. It is down to you.

Also, if you have a traditional job, then you are caught in the system, and will be at the mercy of your employer (who can fire you at anytime) and the state (who can increase the tax you pay at anytime).

If at the beginning of your journey you do have a job, then please bear this is mind:

  • If you believe that you will be in this job for at least the near future, then quite simply try and make yourself indispensable to your employer. Be the best, try and make them rely on you, and value you, so that you will not be so vulnerable to being fired at some point.
  • Even if you are in a perceived secure job, it is vital that you have a side business or “hustle” running parallel, that may have the potential to become your full time source of income in the future.Yes, it will be hard as it would mean working in the evenings and weekends, but that is the pain you may have to go thru to become less reliant on others and achieve independence.

The next objective is to try and put in place sources of passive/automatic income. Not only does this make you less reliant on one source of income, it means the income flows when you are not working. Try and break the mind set of exchanging your time for money. Examples of passive income are many, but these depend on the capital you have to hand, and the nature of your side business.

Examples could include:

  • Rent from investment properties
  • Dividend cheques from shares
  • Drop shipping arrangements
  • Affiliate marketing schemes if your side business is internet based
  • Commissions from the sale of products
  • Interest Payments

An internet based business is a great place to start a side business with-it is relatively cheap, and has the capacity to produce passive income.


Our site will contain many ideas and strategies to help develop internet side businesses, which have the potential to grow.

Other Considerations

Another thing to consider is pensions. Whatever your age, it is important to consider having something for your old age. This is because the state cannot afford decent pensions in the future, it will be down to you. If you are lucky to have an employer contribute to a pension fund for you, that is great, BUT please consider-


If you consider a traditional pension is for you, then make sure it is a personal plan where you have the ability to determine where the money is invested.


Don’t rely on just a pension-consider a rental property, small and regular investments into precious metals, and building up your business as examples.
As ever, the golden rule is have various strands and sources.

TIME & MONEY

Remember ...

Here is an important thing to consider-money (i.e fiat currencies) is nothing more than a confidence trick. The “money” only works when people believe in it.

BUT - there is nothing of value behind that money,absolutely nothing.

That is why you should consider acquiring and holding “hard assets” that will retain their value and not be eroded in value thru inflation or loss of confidence in that currency. Real estate, gold/silver, machinery are a few examples.

Think of your financial situation as building a house-you need strong foundations to avoid it falling down, so think of “hard”assets as your foundation, and build from there, each storey which is added to the foundation can be represented by increasingly intangible assets.

This means in an economic earthquake or emergency you may lose value in some of your assets, but if your foundations are strong because they are based on tangible assets and “things” you will never be wiped out.

Remember – hope for the best but plan for the worst.